The RBC Avion Visa Infinite Card presents itself as a premier option for individuals desiring a credit card replete with advantages, particularly tailored for travel enthusiasts. It facilitates the accumulation of points redeemable for air travel and various other offerings while affording access to a suite of exclusive insurances and perks.

Noteworthy highlights encompass the potential to garner 35,000 Avion points upon approval and the flexibility to utilize these points across all airlines without constraints on dates or seating arrangements, ensuring a seamless and rewarding travel experience.

Key information about the credit card

The RBC Avion Visa Infinite Card is ideal for frequent travelers who value flexibility and rewards. Upon signing up, you receive 35,000 Avion points, which can be worth up to $750 in travel. These points can be used for airfare, hotels, and other travel services.

The annual fee is $120, with an additional $50 cost for supplementary cards. Additionally, the card offers travel insurance and exclusive travel benefits. The interest rate for purchases is 20.99%, and for cash advances, it is 22.99%. With its wide acceptance and benefits, it’s an excellent choice for frequent travelers.

Cardholders earn 1 Avion point for every dollar spent, with an additional 25% bonus on eligible travel purchases. These points can be used to book flights on any airline, without date or seat restrictions. The annual fee is $120, with an additional $50 for supplementary cards.

The card also offers mobile device insurance, trip cancellation and interruption insurance, and emergency medical insurance. The interest rate for purchases is 20.99%, and for cash advances, it is 22.99%. With its wide acceptance and benefits, it’s an excellent choice for frequent travelers.

How does the annual fee work?

Ideal for frequent travelers prioritizing flexibility and rewards, the RBC Avion Visa Infinite Card offers enticing benefits. Upon enrollment, enjoy 35,000 Avion points, potentially valued at $750 for travel. Every dollar spent earns 1 Avion point, with an added 25% bonus on eligible travel expenses.

Redeem points for flights across all airlines, sans date or seat limitations, ensuring hassle-free travel arrangements. This card seamlessly combines convenience, value, and versatility, catering to the discerning needs of modern globetrotters.

Priced at a competitive $120 annual fee, the RBC Avion Visa Infinite Card offers exceptional value for its array of premium benefits. This fee encompasses exclusive perks and a comprehensive suite of insurances, such as mobile device coverage, trip cancellation/interruption insurance, and emergency medical insurance.

Additional cards incur a nominal $50 fee per card, ensuring that supplementary cardholders can also access the card’s extensive benefits at an affordable rate. With its attractive fee-to-benefit ratio, this card is a standout choice for those seeking unparalleled value and peace of mind in their credit card experience.

While the annual fee may seem high initially, the benefits and rewards you receive, especially if you are a frequent traveler, often outweigh the costs. The interest rate for purchases is 20.99%, while for cash advances, it is 22.99%. The credit limit of the RBC Avion Visa Infinite Card is determined based on the applicant’s credit analysis, including evaluation of personal or family income, credit history, and other financial obligations.

To be eligible, a minimum personal income of $60,000 or a minimum family income of at least $100,000 is required. This rigorous evaluation ensures that the credit limit is suitable for the cardholder’s financial capacity, promoting responsible credit use. With its wide acceptance and benefits, it’s an excellent choice for frequent travelers.

Credit card advantages

The RBC Avion Visa Infinite Card is ideal for frequent travelers who value flexibility and rewards. Upon signing up, you receive 35,000 Avion points, which can be worth up to $750 in travel. Cardholders earn 1 Avion point for every dollar spent, with an additional 25% bonus on eligible travel purchases.

These points can be used to book flights on any airline, without blackout periods or seat restrictions. If there’s a seat available, you can use your points to book it, even during peak seasons, providing freedom and convenience.

The annual fee for the card is $120, a competitive value for a premium credit card with so many benefits. This fee covers exclusive benefits and a wide range of insurances offered by the card, including mobile device insurance, trip cancellation and interruption insurance, and emergency medical insurance.

For additional cards, the fee is $50 per card. While the annual fee may seem high at first glance, the benefits and rewards you receive, especially if you are a frequent traveler, tend to outweigh the costs.

The interest rate for purchases is 20.99%, while for cash advances, it is 22.99%. The credit limit of the RBC Avion Visa Infinite Card is determined based on the applicant’s credit analysis, including evaluation of personal or family income, credit history, and other financial obligations.

To be eligible, a minimum personal income of $60,000 or a minimum family income of at least $100,000 is required. This rigorous evaluation ensures that the credit limit is suitable for the cardholder’s financial capacity, promoting responsible credit use.

With its wide acceptance, exclusive benefits, and flexibility in using Avion points, the RBC Avion Visa Infinite Card is an excellent choice for frequent travelers.

Disadvantages

While the RBC Avion Visa Infinite Card boasts numerous advantages, its primary drawback lies in its stringent income requirements. Mandating a minimum personal income of $60,000 or a family income of $100,000 for approval may exclude a sizable portion of potential applicants.

Furthermore, while the $120 annual fee is offset by the card’s extensive benefits, it may pose a deterrent for individuals who do not fully utilize its features. As such, while undeniably rewarding for eligible users, the card’s eligibility criteria and associated costs may limit accessibility for some individuals.

Who can apply for this card?

To be eligible for the RBC Avion Visa Infinite Card, applicants must meet specific criteria. Firstly, they must attain the legal age in their province of residence. Moreover, a minimum personal income of $60,000 or a family income of $100,000 is necessary. These prerequisites are in place to ensure that the card is accessible to individuals whose financial capacity aligns with the benefits and obligations associated with it.

By setting these standards, the issuer aims to maintain a balance between offering valuable perks and mitigating financial risk, thereby catering to a demographic that can fully leverage the advantages of the card while responsibly managing its features.

How to apply for the card

There are several ways to apply for the RBC Avion Visa Infinite Card, providing flexibility and convenience to interested individuals.

Online

To initiate the card application online, navigate to the official RBC website and proceed with the straightforward online application process. The digital form is both user-friendly and secure, facilitating swift submission of your details. Within moments, expect a response, often within less than 60 seconds, streamlining the application procedure for your convenience.

This seamless online process ensures efficiency and peace of mind, enabling applicants to swiftly access the benefits of the RBC Avion Visa Infinite Card without unnecessary delays or complications.

Through the app

For added convenience, consider applying for the RBC Avion Visa Infinite Card via the RBC mobile app, available for both Android and iOS devices. This user-friendly app streamlines the application process with its intuitive interface, ensuring a seamless experience from start to finish.

Moreover, beyond facilitating card applications, the app empowers users to effortlessly manage their finances and track rewards, all from the convenience of their smartphone. By leveraging the capabilities of the RBC mobile app, applicants can access the benefits of the Avion Visa Infinite Card with ease, enjoying the flexibility and control afforded by mobile banking solutions.

In-branch

For individuals seeking a personalized touch, consider applying for the card directly at an RBC branch. Here, bank advisors offer tailored assistance throughout the application process, addressing queries, and offering comprehensive insights into the benefits and terms of the card. With their expertise, they guide applicants through each step, ensuring clarity and confidence in their decision.

This face-to-face interaction fosters a deeper understanding of the card’s offerings and allows for personalized recommendations based on individual financial goals. Opting for in-branch application not only ensures a human touch but also facilitates a thorough understanding of the card’s features, empowering applicants to make informed choices aligned with their needs.

Conclusion

The RBC Avion Visa Infinite Card emerges as a top-tier choice catering to discerning travelers seeking rewards, flexibility, and an array of benefits. Its enticing welcome points offer, coupled with versatile redemption options and extensive insurance coverage, distinguishes it as a premier selection for frequent jet-setters.

Furthermore, access to VIP airport lounges, discounted car rentals, and robust fraud protection enhance its appeal. Nonetheless, it’s crucial to weigh potential drawbacks such as the high income requirement and annual fee. Assessing your individual needs and financial capability is paramount before committing to this card.

By conducting a thorough evaluation, you can ascertain whether the card’s benefits align with your lifestyle and justify its associated costs, ensuring a tailored and rewarding experience tailored to your travel aspirations.

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