Unlock exclusive perks and maximize your cash back rewards with the CIBC Dividend® Visa Infinite* Card. Learn about its features, benefits, and how to apply.

Advantages of the card CIBC Dividend® Visa Infinite* Card

1. Welcome Offer: Enjoy a first-year annual fee rebate for you and up to three Authorized Users†, and earn 10% cash back for the first 4 statements on net purchases of up to $2,000†.

2. Cash Back Rewards: Earn up to 4% cash back on eligible gas, electric vehicle charging, groceries, transportation, dining, recurring payments, and 1% cash back on everything else with no limit on the total cash back you can earn.

3. Award-Winning Card: Recognized as the Best Cash Back Credit Card for multiple years, including 2022, 2023, and 2024 by Milesopedia and Prince of Travel.

4. Exclusive Benefits: Access hotel benefits, unique dining events, 24-hour complimentary concierge services, and more with the Visa Infinite® program.

Disadvantages of the card CIBC Dividend® Visa Infinite* Card

1. Annual Fee: While the first-year annual fee is rebated, there is an annual fee of $120 in subsequent years, which may not be ideal for everyone.

2. Interest Rates: The purchase interest rate is 20.99%, which might be higher compared to other cards in the market.

Extra features offered by CIBC Dividend® Visa Infinite* Card

1. Insurance Coverage: Enjoy valuable insurance coverage including Mobile Device Insurance and Out-of-Province Emergency Travel Medical Insurance.

2. Fuel Savings: Save up to 10 cents per litre at participating gas stations with Journie Rewards.

3. Exclusive Offers: Access exclusive hotel benefits, unique dining events, and 24-hour complimentary concierge services with the Visa Infinite® program.

Learn how to apply for your credit card CIBC Dividend® Visa Infinite* Card

Applying takes about 5 minutes, and you’ll get a response in as little as 60 seconds. You can apply directly through the CIBC website or visit a CIBC Banking Centre.

Discover the main ways to apply for the card CIBC Dividend® Visa Infinite* Card

Prerequisites for request:

From the site:

– Ensure you meet the minimum annual income requirement of $60,000 individual or $100,000 household.

– Have necessary personal information and financial details ready.

From the site App:

– Download the CIBC Mobile Banking App.

– Follow the prompts to apply for the CIBC Dividend® Visa Infinite* Card.

By agency:

– Visit a CIBC Banking Centre.

– Speak with a representative to complete your application.

The CIBC Dividend® Visa Infinite* Card offers a range of benefits, including generous cash back rewards, exclusive perks, and valuable insurance coverage. While it may not be suitable for everyone due to its annual fee and interest rates, it’s an excellent choice for those looking to maximize their savings and enjoy additional perks. Apply now and start earning rewards on your everyday purchases!