The Blue Business® Plus Credit Card offers a plethora of advantages for businesses, including a generous rewards program, flexible spending options, and no annual fee. However, it also has its limitations and specific application requirements. Let’s delve into the details.

Advantages of the card Blue Business® Plus Credit Card

With the Blue Business® Plus Credit Card, businesses can enjoy a variety of benefits:

• Earn 2X points on purchases up to $50,000 per year, then 1X points on all other purchases, providing an excellent rewards rate for everyday spending.
• 0% introductory APR on purchases for the first 12 months, offering a period of interest-free financing for new cardholders.
• No annual fee, making it a cost-effective option for businesses looking to maximize rewards without additional expenses.
• Expanded Buying Power allows businesses to make purchases above their credit limit, providing flexibility in managing cash flow and unexpected expenses.

Disadvantages of the card Blue Business® Plus Credit Card

While the Blue Business® Plus Credit Card offers many benefits, it also has some limitations:

• After the introductory period, the APR becomes a variable rate, ranging from 18.49% to 26.49%, which may be higher than some other business credit cards.
• The 2X points earning rate is capped at $50,000 in purchases per year, potentially limiting the rewards potential for larger businesses with higher spending.

Extra features offered by the Blue Business® Plus Credit Card

In addition to its rewards program and financial benefits, the Blue Business® Plus Credit Card also provides:

• Expense management tools to track and categorize business expenses, simplifying accounting and budgeting processes.
• Access to American Express customer service, known for its dedication to assisting cardholders with any inquiries or issues.

Learn how to apply for your credit card Blue Business® Plus Credit Card

Applying for the Blue Business® Plus Credit Card is a straightforward process:

• Visit the American Express website and navigate to the Blue Business® Plus Credit Card page.
• Fill out the online application form with your business and personal information.
• Submit the application and await a decision, which can be provided in as little as 30 seconds.

Discover the main ways to apply for the card Blue Business® Plus Credit Card

There are several avenues through which businesses can apply for the Blue Business® Plus Credit Card:

From the site

Visit the American Express website and apply directly through the online application portal.

From the site App

Download the American Express mobile app and apply for the card conveniently from your smartphone or tablet.

By agency

Visit a local American Express agency or partner bank to apply for the card in person and receive assistance if needed.

The Blue Business® Plus Credit Card offers a compelling blend of rewards, flexibility, and financial tools for businesses of all sizes. While it may have some limitations, its benefits outweigh the drawbacks, making it a valuable asset for managing business expenses and maximizing rewards. Whether you’re a small startup or an established corporation, this card can help streamline your finances and propel your business forward.