The Delta SkyMiles® Platinum Business card from American Express is a premium business credit card designed for entrepreneurs and frequent travelers. With this card, business owners can enjoy a range of travel perks, including companion certificates, priority boarding, and the ability to earn miles on every purchase.

In addition to travel perks, the Delta SkyMiles® Platinum Business card offers opportunities to boost Medallion® Qualification Dollars (MQDs) to help cardholders achieve Medallion Status faster, along with enhanced benefits for rideshare services and hotel stays. Let’s explore the key details of this card and how it can elevate your business travel experience.

Key information about the Delta SkyMiles® Platinum Business card

The Delta SkyMiles® Platinum Business card offers cardholders the ability to earn 65,000 bonus miles after spending $6,000 on purchases within the first six months of card membership. Additionally, cardholders earn 3X miles per dollar spent on Delta flights and hotels, and 1.5X miles on U.S. shipping and transit purchases over $5,000, up to $100,000 annually. All other purchases earn 1X miles per dollar spent.

The card also features several new benefits, including a $120 Resy credit for dining at select restaurants, a $120 rideshare credit, and a $200 Delta Stays credit for prepaid hotel bookings through Delta’s website. These additions enhance the value of the card for both frequent and occasional travelers.

How does the annual fee work?

The Delta SkyMiles® Platinum Business card comes with an annual fee of $350. While this fee may seem high, it is offset by the card’s extensive benefits. For example, the companion certificate alone can provide significant savings, especially for domestic round-trip flights. Additionally, the free checked bag benefit, priority boarding, and savings on in-flight purchases can quickly cover the cost of the annual fee for frequent travelers.

How is the credit limit determined?

American Express determines the credit limit for the Delta SkyMiles® Platinum Business card based on several factors, including your credit score, income, and financial history. As with most business credit cards, your personal and business finances are evaluated to determine your spending limit. Typically, the better your credit score and financial profile, the higher your credit limit will be.

Credit card benefits 

• Companion certificate: Receive a companion certificate for domestic, Caribbean, or Central American round-trip flights each year upon card renewal, covering the cost of a second ticket (taxes and fees apply).
• 3X miles on Delta and hotels: Earn 3X miles on every dollar spent on Delta flights and hotel bookings.
• Priority boarding: Enjoy Zone 5 priority boarding on Delta flights, giving you early access to store your carry-on and settle in before takeoff.
• First checked bag free: Save up to $70 on Delta flights with a free checked bag, applicable to the cardholder and up to eight companions on the same reservation.
• $120 resy credit: Earn up to $10 per month in statement credits for eligible purchases at U.S. restaurants booked through Resy.
• $200 Delta stays credit: Get a $200 annual statement credit for prepaid hotel bookings through Delta Stays.

Companion certificate

One of the standout features of the Delta SkyMiles® Platinum Business card is the companion certificate. Every year upon card renewal, cardholders receive a companion certificate that can be used for domestic round-trip flights in the Main Cabin.

This benefit alone can save hundreds of dollars on airfare, especially when traveling with a business partner or family member. Although taxes and fees apply (up to $80 for domestic flights), the savings on the companion ticket can easily outweigh the cost of the card’s annual fee.

Disadvantages

• High annual fee: At $350, the annual fee may be prohibitive for businesses that don’t travel frequently enough to take advantage of the card’s travel perks.
• Limited 3X earning categories: While the card offers 3X miles on Delta and hotel purchases, other categories only earn 1X or 1.5X miles, which may limit the overall earning potential for businesses with diverse spending needs.
• Limited international benefits: Some travel perks, like the companion certificate, are restricted to domestic, Caribbean, and Central American destinations, limiting their value for international travelers.

High annual fee

The $350 annual fee for the Delta SkyMiles® Platinum Business card is one of the primary downsides of the card. While the card offers valuable travel perks and credits, businesses that do not fly Delta frequently or spend enough in the 3X categories may not find enough value to justify the cost. However, for those who can maximize the companion certificate, free checked bags, and other travel benefits, the card can still provide significant savings.

Who can apply for this card?

The Delta SkyMiles® Platinum Business card is available to business owners and entrepreneurs who are looking to earn miles on their business expenses while enjoying travel perks. To apply for the card, you’ll need to meet the following basic requirements:

• Business ownership: Applicants must own a business or be authorized to open a business account on behalf of a company.
• Good credit: While there is no specific credit score requirement, applicants typically need a good to excellent credit score to qualify.
• U.S. residency: The card is available to U.S. businesses, and applicants must provide a U.S. address and tax identification number.

How to apply for the Delta SkyMiles® Platinum Business card

Applying online

The most convenient way to apply for the Delta SkyMiles® Platinum Business card is through the American Express website. To apply, simply click “Apply Now” and fill out the application form with your business and personal information, including your business’s legal name, address, and tax ID number. American Express typically provides a decision within 30 seconds, allowing you to start using the card’s benefits quickly if approved.

By phone

If you prefer to apply over the phone, you can call American Express’s customer service line. A representative will guide you through the application process, collect your information, and submit your application for review.

In-person application

You may also apply through an authorized American Express representative if you prefer a more personalized application experience. In conclusion, the Delta SkyMiles® Platinum Business card is a valuable tool for business owners who frequently fly Delta and want to earn miles while enjoying travel perks.

The card’s companion certificate, priority boarding, free checked bags, and numerous credits provide ample opportunities to save on travel expenses, making the card a worthwhile investment for frequent travelers. However, businesses that don’t travel as often may want to weigh the benefits against the high annual fee to ensure they’re getting the best value.