The M&T Visa® Signature Credit Card offers unlimited 1.5% cash back, no earning limits, a 10,000 Point Offer, low intro rate offer, no annual fee, and no foreign transaction fees. Additional benefits include customizable card design, overdraft protection, and security features.

Advantages of the card M&T Visa® Signature Credit Card

The M&T Visa® Signature Credit Card boasts several advantages that make it an attractive option for consumers. Firstly, cardholders earn unlimited 1.5% cash back on every purchase, providing a steady stream of rewards with no earning limits or rotating bonus categories to keep track of. Additionally, the card offers a lucrative 10,000 Point Offer, providing $100 value after $500 in purchases within the first 90 days from account opening. Furthermore, the card features a low intro rate offer with 0% intro APR on purchases and balance transfers for 12 billing cycles, making it an appealing choice for those looking to save on interest. Moreover, the card comes with no annual fee and no foreign transaction fees, allowing cardholders to use it worldwide without incurring additional charges.

Disadvantages of the card M&T Visa® Signature Credit Card

While the M&T Visa® Signature Credit Card offers numerous benefits, it’s important to consider potential drawbacks. One limitation is the balance transfer fee of 4%, which applies during the introductory period. Additionally, the variable APR after the introductory period may be higher than other cards on the market, depending on the cardholder’s creditworthiness. However, these factors may vary depending on individual financial circumstances.

Extra features offered by the M&T Visa® Signature Credit Card

In addition to its cash back rewards and low intro rate offer, the M&T Visa® Signature Credit Card provides cardholders with a range of extra features. These include customizable card design at no cost, overdraft protection by linking the card to a checking account, and various security measures such as M&T Assurance® for fraud prevention and chip and contactless technology for global acceptance. Moreover, cardholders can take advantage of Visa Signature benefits such as concierge services, travel accident insurance, and 24/7 travel emergency assistance.

Learn how to apply for your credit card M&T Visa® Signature Credit Card

Applying for the M&T Visa® Signature Credit Card is a straightforward process that can be completed online, in person at a branch, or over the phone. Current M&T customers can apply online or visit their nearest branch, while new customers can set up an appointment to begin the application process. Additionally, both current and new customers have the option to apply by phone at 1-800-724-3222.

Discover the main ways to apply for the card M&T Visa® Signature Credit Card

There are several convenient methods to apply for the M&T Visa® Signature Credit Card. Current M&T customers can apply online by logging into their account or visiting the M&T Bank website. Alternatively, they can visit a nearby branch to speak with a representative and submit their application in person. New customers can also apply online by filling out the application form on the M&T Bank website or by scheduling an appointment at a branch to meet with a banker. Additionally, both current and new customers have the option to apply over the phone by calling 1-800-724-3222 and speaking with a customer service representative.

Prerequisites for request

Before applying for the M&T Visa® Signature Credit Card, it’s important to ensure that you meet the necessary prerequisites. These may include having a good credit score, meeting the income requirements set by M&T Bank, and providing accurate personal and financial information during the application process. Additionally, applicants should familiarize themselves with the terms and conditions of the card, including any fees, interest rates, and rewards programs, to make an informed decision.

From the site

To apply for the M&T Visa® Signature Credit Card online, visit the M&T Bank website and navigate to the credit cards section. Select the M&T Visa® Signature Credit Card and click on the “Apply Now” button. Follow the prompts to fill out the application form with your personal and financial information, then submit it for review.

From the site App

If you prefer to apply using the M&T Bank mobile app, simply download the app from the App Store or Google Play Store and log in to your account. Navigate to the credit cards section and select the M&T Visa® Signature Credit Card. Follow the instructions to complete the application process within the app.

By agency

To apply for the M&T Visa® Signature Credit Card in person, visit your nearest M&T Bank branch and speak with a representative. They will guide you through the application process, help you fill out the necessary forms, and answer any questions you may have about the card.

The M&T Visa® Signature Credit Card offers a compelling combination of rewards, benefits, and features, making it a strong contender for consumers seeking a versatile and rewarding credit card. With unlimited cash back, no annual fee, and additional perks such as customizable card design and security features, this card provides value for both everyday purchases and travel expenses. While it’s essential to consider factors like balance transfer fees and APR, the overall package offered by the M&T Visa® Signature Credit Card makes it worth considering for individuals looking to maximize their spending power and enjoy added conveniences and protections.