Elevate Your Everyday Spending
Mid-tier travel card with strong rewards, flexible redemptions, premium protections, and exceptional everyday value.
By: Zienic
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Strong Travel & Dining Rewards
Earn elevated points on travel and dining purchases, making it easy to accumulate rewards quickly.
Flexible Redemption Through Chase Ultimate Rewards®
Redeem points for travel, gift cards, statement credits, or transfer to top airline and hotel partners at high value.
Annual Hotel Credit
Receive an annual hotel statement credit that helps offset the card’s annual fee.
Built-In Travel & Purchase Protections
Benefit from trip cancellation insurance, primary rental car coverage, extended warranty, and purchase protection.
Experience the Chase Sapphire Preferred® Credit Card
The Chase Sapphire Preferred® Credit Card is a top-tier travel rewards card designed for people who want strong benefits without a hefty annual fee. With generous bonus categories like dining and travel, cardholders can earn points at an accelerated pace. These points become even more valuable through the Chase Ultimate Rewards® portal, where they can be redeemed for travel at a boosted rate or transferred to leading airline and hotel partners including United, Southwest, Hyatt, and more. This flexibility allows travelers to customize their rewards strategy and get maximum value from every point earned. Beyond rewards, the card provides premium travel insurance benefits, primary rental car coverage, and strong purchase protections, adding extra security and peace of mind. The annual hotel credit further enhances overall value, making the card appealing for both frequent travelers and casual spenders. Whether you're booking a weekend getaway, planning international travel, or simply making everyday purchases, the Chase Sapphire Preferred® Credit Card helps you get more for every dollar spent.
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What credit score is needed for approval?
Applicants typically need good to excellent credit, generally a score of 670 or higher.
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Does the card have an annual fee?
Yes, the Chase Sapphire Preferred® Credit Card charges a moderate annual fee that is often offset by rewards and yearly credits.
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What types of purchases earn bonus points?
Dining, travel, select streaming services, and online grocery purchases earn elevated bonus points.
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Are points transferable to travel partners?
Yes. Chase Ultimate Rewards® points can be transferred to major airline and hotel partners for potentially higher redemption value.
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Does the card offer travel insurance?
Yes. The card includes trip cancellation/interruption insurance, primary rental car coverage, baggage delay reimbursement, and more.
How to Apply for the Chase Sapphire Preferred® Credit Card
Applying for the Chase Sapphire Preferred® Credit Card is quick and simple. Start by visiting the Chase website or a local branch, where you can complete the online application in just a few minutes. You’ll need to provide basic financial and personal information, including your income, housing status, and employment details. Chase typically requires good to excellent credit for approval, so reviewing your credit score beforehand is recommended. Once your application is submitted, most decisions are made instantly, though some may require additional review. If approved, you will receive your card by mail within 7–10 business days. After activation, you can add the card to your digital wallet for immediate use. Keep in mind that Chase’s 5/24 rule may impact your eligibility, so checking your recent credit account openings is important. With a streamlined application process and strong benefits available right away, getting started with the Chase Sapphire Preferred® Credit Card is both easy and rewarding.