The Scotiabank Value Visa card offers a low annual fee, competitive interest rates, and various benefits for those looking to save money on interest and manage their finances effectively. Explore its advantages, disadvantages, and extra features, and learn how to apply for this credit card.

Advantages of the card Scotiabank Value® Visa*

The Scotiabank Value Visa card offers a low interest rate of 12.99%, helping cardholders save hundreds of dollars annually on interest payments. It provides an interest-free grace period on purchases and allows users to pay down higher interest rate balances faster, making it an ideal choice for those who carry a balance on their card. Additionally, the card comes with a special introductory offer of 0% interest rate on balance transfers for the first 10 months, providing further savings opportunities.

Disadvantages of the card Scotiabank Value® Visa*

While the Scotiabank Value Visa card offers competitive interest rates and savings on interest payments, it may not be suitable for individuals who prefer cash back or reward points. Moreover, if you consistently pay off your balance in full and value additional rewards and benefits, you may find other credit cards more appealing.

Extra features offered by Scotiabank Value® Visa*

In addition to its low interest rate and introductory balance transfer offer, the Scotiabank Value Visa card provides access to Scotia SelectPayTM, a flexible payment option for eligible purchases. Cardholders can also benefit from installment plans on select purchases made with the card, offering added convenience and flexibility in managing expenses.

Learn how to apply for your credit card Scotiabank Value® Visa*

You can apply for the Scotiabank Value Visa card online, by phone, or in person. Online applications take just a few minutes to complete, while phone applications typically require about 8 minutes. If you prefer in-person assistance, you can schedule an appointment at your local branch.

Discover the main ways to apply for the card Scotiabank Value® Visa*

To apply for the Scotiabank Value Visa card, you can visit the Scotiabank website and fill out the online application form. Alternatively, you can call 1 (800) 747-3208 to apply over the phone. If you prefer face-to-face interaction, you can visit a local branch and speak with a representative to complete your application.

Prerequisites for request

To apply for the Scotiabank Value Visa card, you’ll need to meet certain eligibility criteria, including a minimum credit limit of $500. Additionally, there may be income and credit history requirements to qualify for the card. Be sure to have necessary documents and information ready when applying, such as proof of income and personal identification.

From the site

To apply online, visit the Scotiabank website and navigate to the credit cards section. Select the Scotiabank Value Visa card and follow the instructions to complete your application.

From the site App

If you prefer using the Scotiabank mobile app, you can also apply for the Scotiabank Value Visa card directly from your smartphone or tablet. Simply download the app, log in to your account, and access the credit card application feature.

By agency

For personalized assistance and guidance throughout the application process, visit your nearest Scotiabank branch and speak with a banking advisor. They will help you complete the application and address any questions or concerns you may have.

The Scotiabank Value Visa card offers a compelling combination of low interest rates, introductory offers, and additional features to help cardholders save money and manage their finances efficiently. Whether you’re looking to consolidate higher-rate balances, finance medium to large purchases, or build your credit history, this card provides a flexible and cost-effective solution. Consider your spending habits and financial goals to determine if the Scotiabank Value Visa card is the right choice for you.